Budget Concerns: How Much Insurance is Enough?

• Six Scenarios When You Should Update Your Company's Insurance Coverage

  31 August 2021

  Having your company adequately insured with a good business insurance policy is essential to protecting your company's finances. You need to periodically update your business insurance coverage to make sure it is appropriate to your company's needs. The following are six scenarios indicating that you should make some changes to your company's insurance coverage. Your business insurance premiums are a difficult expense to manage in your company budget. You definitely need to reconsider your business insurance policy if insurance costs are eating up too much of your budget.

• Do You Need Home Insurance? How To Decide If It Is Worth The Money

  29 January 2020

  Just bought a home for the first time and excited about having something that you can call your own? Now that the days of renting a place to live are behind you, there is something new that you need to take into consideration, which is the homeowner's insurance that you can purchase. Many homeowners choose to invest in insurance that would protect their property and the belongings inside of it in case of an emergency, but it is optional.

• 3 Important Reasons To Keep Homeowners Insurance

  28 February 2017

  Are you tired of spending money on paying for insurance for your home? Are you thinking about dropping your insurance coverage in an effort to save money? While this might initially seem like a good idea for your budget, there are a number of reasons why you should always have homeowners insurance for your house. Some of these reasons are obvious, others less so. A few of the more important reasons to keep your insurance policy up to date include:

• Why These Drivers Should Think Twice Before Buying Usage-Based Auto Insurance

  20 January 2017

  Usage-based auto insurance is often touted as a novel solution to high insurance rates. Like so many things in the insurance industry, however, it isn't a one-fit solution for all drivers. Here are three types of motorists who may not benefit from usage-based coverage: Frequent Drivers The main benefit of usage-based insurance is that it rewards infrequent drivers. This is based on the premise that the more you are on the road, the more likely you are to experience or cause an accident.

• Thinking Points For Older Individuals Who Bought Life Insurance In Their Younger Years

  10 October 2016

  Have you gotten older and wonder if you still need the amount of life insurance that you got when you were younger? A number of aging individuals face this hard-pressing question. This is because people often purchase higher amounts of life insurance in their younger years to protect their families in the event of their untimely death. For example, you may have purchased extra insurance to ensure that if you passed away, your spouse and children would not be burdened by your premature passing.