Budget Concerns: How Much Insurance is Enough?

• Thinking Points For Older Individuals Who Bought Life Insurance In Their Younger Years

  10 October 2016

  Have you gotten older and wonder if you still need the amount of life insurance that you got when you were younger? A number of aging individuals face this hard-pressing question. This is because people often purchase higher amounts of life insurance in their younger years to protect their families in the event of their untimely death. For example, you may have purchased extra insurance to ensure that if you passed away, your spouse and children would not be burdened by your premature passing.

• Lowering The Cost Of Your Homeowners Insurance

  26 September 2016

  Investing in the purchase of a home represents a significant financial commitment. In order to protect your investment in the event of a natural disaster, break-in, or other mishap, you will need a quality homeowners insurance policy. Good homeowners insurance doesn't have to be expensive, and there are some simple ways that you can reduce your monthly premium rates. Try these three things when trying to lower the cost of your homeowners insurance in the future.

• 2 Ways To Decrease Your Home Insurance Costs

  6 September 2016

  Decreasing your home insurance costs can be extremely difficult if you want to save money without skimping on your insurance coverage. However, there are a few ways to convince your insurance company to decrease the cost of your home insurance policy, such as the two listed below. Secure Your Home One of the easiest ways to convince your insurance company to lower your home insurance costs is to make your home more secure.

• Is Use-Based Auto Insurance Right For You?

  15 August 2016

  Auto insurance comes in all kinds of types, coverage levels and costs, and finding the right option for your budget and your needs can sometimes be difficult. Understanding the different options can help you to select the right coverage. One option to explore is use-based auto insurance. This type of policy examines your driving habits with the use of a telematics device in your car. This device delivers information to your insurance company, such as how many miles you drive and how fast you drive.

• 3 Reasons Your Auto-Insurance Premiums Have Increased

  2 August 2016

  If you are like many individuals, you own a car and need to carry auto insurance. You might notice over time that your insurance premiums have actually become more expensive even though you expected them to drop. Here are some reasons that your insurance premiums are more expensive and why that is okay because you still have great coverage. 1. You Live in an Area with High Traffic and Lots of Accidents