Budget Concerns: How Much Insurance is Enough?

Budget Concerns: How Much Insurance is Enough?

  • Save On Insurance Premiums For Your Teen

    Having a teenager can be scary, especially during those years when they start driving cars. It is hard to let them start to drive on their own. You never know what accidents may happen or what damage they may cause to themselves or others. Even though this can be a hard time, it is important as parents to let go and give these children a chance to show just how responsible they can be.

  • What You Don't Know About Your Auto Insurance Coverage Could Save You Money

    Have you checked the details of your auto insurance policy lately? You may be surprised to find out you have more coverage than you think. There are two coverages, in particular, you may not know about without digging deeper. Diminished Value Claim Consumers often don't know they have a right to file a diminished value claim. Even though your insurance company pays for the damages to your vehicle if you're insured, the insurer won't automatically pay you for your vehicle's diminished value following an accident.

  • Casualty Insurance: Understanding What It Is

    The search for insurance seems to be never-ending. Between home, auto, and business insurance, the hunt can really take a toll on your wallet—and your sanity. However, if you want to protect against big financial losses then you will need another insurance: casualty insurance. What Is Casualty Insurance? In general terms, casualty insurance protects you against financial losses should an accident be your fault. Any time you are financially liable for someone else's injury, casualty insurance kicks in and covers you.

  • 2 Types Of Home Insurance You Should Not Skip Out On

    If you are buying a home, then getting the right type of coverage for your home can make all of the difference if there are natural disasters. Here are two types of home insurance you should not skip out on even if you have to pay a little more each month. Earthquake Coverage Even if you do not live in an area where earthquakes happen frequently, this does not guarantee that they will not occur in your area.

  • 3 Reasons You Need Life Insurance

    Most people know that life insurance is a must. However, there are still many people who go without life insurance. Although it might seem like you won't die anytime soon, you should have it. Here are three reasons that life insurance is the best way to financially care for your family. 1. Life Insurance Is A Pay On Death Policy When you pass away the life insurance will immediately be given to your beneficiaries.

  • 2017© Budget Concerns: How Much Insurance is Enough?
    About Me
    Budget Concerns: How Much Insurance is Enough?

    Insurance is something that I carry in the hopes that it never has to be used. Along with life coverage, I also have low cost auto insurance and a health plan through my employer. I'm toying with the idea of adding some additional coverage, just in case something happens and I'm no longer around to take care of my family. The question that is on my mind is how much insurance is enough? Do I really need more, or would it be better to cultivate other assets that my loved ones can draw on if needed? If you are in the same boat, let's journey together for a while. Read on and I'll explain what I'm trying and why. Together, we can figure out when it is time to add more coverage and when enough really is enough.

    Tags
    Archive